Linda L. Golden

FRAUD CLASSIFICATION USING PRINCIPAL COMPONENT ANALYSIS OF RIDITs (2009)

Patrick L. Brockett, Richard A. Derrig, Linda L. Golden, Arnold Levine, Mark Alpert

This article introduces to the statistical and insurance literature a mathematical technique for an a priori classification of objects when no training sample exists for which the exact correct group...

Estimating elasticities with frontier and other regressions in evaluating two advertising strategies for US Army recruiting

Brockett, Patrick L., Cooper, W.W., Golden, Linda L., Kumbhakar, Subal C., Kwinn Jr., Michael J., Layton, Brian, ...

Evaluating solvency versus efficiency performance and different forms of organization and marketing in US property--liability insurance companies

Brockett, Patrick L., Cooper, William W., Golden, Linda L., Rousseau, John J., Wang, Yuying

The Attribution Process in Consumer Decision Making.

Mizerski, Richard W, Golden, Linda L, Kernan, Jerome B

Financial Intermediary Versus Production Approach to Efficiency of Marketing Distribution Systems and Organizational Structure of Insurance Companies

Patrick L. Brockett, William W. Cooper, Linda L. Golden, John J. Rousseau, Yuying Wang

An examination of the efficiency of the marketing distribution channel and organizational structure for insurance companies is presented from a framework that views the insurer as a financial...

A Comparison of Neural Network, Statistical Methods, and Variable Choice for Life Insurers' Financial Distress Prediction

Patrick L. Brockett, Linda L. Golden, Jaeho Jang, Chuanhou Yang

This study examines the effect of the statistical/mathematical model selected and the variable set considered on the ability to identify financially troubled life insurers. Models considered are two...

Biological and Psychobehavioral Correlates of Credit Scores and Automobile Insurance Losses: Toward an Explication of Why Credit Scoring Works

Patrick L. Brockett, Linda L. Golden

The most important new development in the past two decades in the personal lines of insurance may well be the use of an individual's credit history as a classification and rating variable to predict...

Handling Weather Related Risks Through the Financial Markets: Considerations of Credit Risk, Basis Risk, and Hedging

Linda L. Golden, Mulong Wang, Chuanhou Yang

The profits of many businesses are strongly affected by weather related events, and insurance against weather related risks (acts of God) has been a traditional domain for transfer of (certain) of...

Survival Analysis of a Household Portfolio of Insurance Policies: How Much Time Do You Have to Stop Total Customer Defection?

Patrick L. Brockett, Linda L. Golden, Montserrat Guillen, Jens Perch Nielsen, Jan Parner

Customer-side influences on insurance have been relatively ignored in the literature. Using the household as the unit of analysis, this article focuses on the behavior of households having multiple...