Monika Bütler

Sinn und Unsinn des Zwangssparens (2008)

Monika Bütler

Obligatorien und Steueranreize haben in der Schweiz zu einem sehr hohen Vorsorgevermögen geführt. Aus makroökonomischer Perspektive ist nichts gegen diese Kapitalbildung einzuwenden. Auf...

The Role ot the Annuity's Value on the Decision (Not) to Annuitize: Evidence from a large Policy Change (2008)

Monika Bütler

This paper presents new evidence on how the annuitization decision is affected by changes in the annuity's value. We take advantage of an unprecendented change in policy, which in 2004 moderated the...

The Role of the Annuity's Value on the Decision (Not) to Annuitize: Evidence from a Large Policy Change (2008)

Monika Bütler

This paper presents new evidence on how the annuitization decision is affected by changes in the annuity’s value. We take advantage of an unprecendented change in policy, which in 2004 moderated the...

Der Mittelstand leidet am stärksten (2008)

Monika Bütler

Familien entlasten und die Mehrwertsteuer senken: Der Bund müsse angesichts der Krise alle Varianten prüfen und Schulden in Kauf nehmen.

Wir dürfen nicht warten bis uns das Benzin ausgeht (2008)

Monika Bütler

Wir blenden nahende Probleme aus und ignorieren Warnungen. So war es bei der Finanzkrise - und so sieht es bei der Energiefrage und den Sozialwerken aus.

Framing Effects in Political Decision Making: Evidence from a Natural Voting Experiment (2007)

Monika Bütler, Michelandre Marechal

This paper analyzes a recent ballot in which two virtually identical popular initiatives, both demanding a decrease in the legal age of retirement in Switzerland, led to differences in approval rates...

Should You Take A Lump-Sum Or Annuitize? Results From Swiss Pension Funds (2007)

Monika Bütler

We use a unique dataset on individual retirement decisions in Swiss pension funds to analyze the choice between an annuity and a lump sum at retirement. Our analysis suggests the existence of an...

Die IV – eine Krankengeschichte (2007)

Monika Bütler

Die 1960 in der Schweiz eingeführte IV stand unter dem Grundsatz der «Eingliederung vor Rente». Dennoch hat die Anzahl der Bezügerinnen und Bezüger einer IV-Rente seither jährlich zugenommen...

Annuities in Switzerland (2007)

Monika Bütler

Switzerland ' s pension system has attracted considerable attention, mainly due to its reliance on a three-pillar structure. A relatively small pay-as-you-go system (first pillar) is complemented by...

The choice between an annuity and a lump sum: Results from Swiss pension funds (2007)

Monika Bütler, Federica Teppa

This paper uses unique micro data from Swiss employer-based pension plans to study the annuitization decision at retirement. The administrative nature of our data, though limited with respect to...

Risk Taking, Human Capital and Entrepreneurship: The Neglected Dimension of the Pensions Debate (2006)

Monika Bütler

Speakers: Tito Boeri (Università Bocconi, Fondazione Rodolfo Debenedetti and CEPR), Lans Bovenberg (CentER, Tilburg University, CEPR), Gary Burtless (The Brookings Institution), David Blake (Cass...

Annuities in Switzerland (2006)

Monika Bütler

(with Martin Ruesch) forthcoming in a book on annuities around the world, edited by the World Bank

Wenn die Industrie abwandert (2006)

Monika Bütler

(mit Stefan Staubli und Beat Bechtold)

Die berufliche Vorsorge: Situation und Ausblick (2005)

Monika Bütler

Jahresbericht der Kommission für Konjunkturfragen / Rapport annuel de la Commission pour les questions conjoncturelles

Why Forcing People to Save for Retirement May Backfire (2005)

Monika Bütler

Early retirement is predominantly considered to be the result of incentives set by social security and the tax system. But the Swiss example demonstrates that the incidence of early retirement has...

Old folks and spoiled brats : Why the baby boomers' saving crisis need not be that bad (2001)

Monika Bütler

We study the impact of an anticipated "baby boom" in an overlapping generations economy. The rise of the working population lowers the wage, and the high demand for assets causes a rise in the price...

The WTO Dispute Settlement System: A First Assessment from an Economic Perspective (2000)

Monika Bütler, Heinz Hauser

We explore the incentives countries face in trade litigation within the new WTO Dispute Settlement System. Our analysis yields a number of interesting predictions. First, because sanctions are ruled...

The WTO Dispute Settlement System: A First Assessment from an Economic Perspective (2000)

Monika Bütler, Heinz Hauser

We explore the incentives countries face in trade litigation within the new WTO Dispute Settlement System. Our analysis yields a number of interesting predictions. First, because sanctions are ruled...

The WTO Dispute Settlement System: A First Assessment from an Economic Perspective (2000)

Monika Bütler, Heinz Hauser

We explore the incentives countries face in trade litigation within the new WTO Dispute Settlement System. Our analysis yields a number of interesting predictions. First, because sanctions are ruled...

The WTO Dispute Settlement System: A First Assessment from an Economic Perspective (2000)

Monika Bütler, Heinz Hauser

We explore the incentives countries face in trade litigation within the new WTO Dispute Settlement System. Our analysis yields a number of interesting predictions. First, because sanctions are ruled...

The WTO Dispute Settlement System: Playing the Game (1998)

Monika Bütler, Heinz Hauser

This paper analyzes the new World Trade Organization (WTO) dispute settlement system as a dynamic game under uncertainty, and explores its strategic elements and incentive structure. Our model...

Should You Take a Lump-Sum or Annuitize? Results from Swiss Pension Funds

Bütler, Monika, Teppa, Federica

We use a unique dataset on individual retirement decisions in Swiss pension funds to analyze the choice between an annuity and a lump sum at retirement. Our analysis suggests the existence of an...

What Triggers Early Retirement. Results from Swiss Pension Funds

Monika Bütler, Olivia Huguenin, Federica Teppa

Early retirement is predominantly considered as the result of incentives set by social security and the tax system. But people seem to retire early even in the absence of such distortions as the...

Should You Take a Lump-Sum or Annuitize? Results from Swiss Pension Funds

Monika Bütler, Federica Teppa

We use a unique dataset on individual retirement decisions in Swiss pension funds to analyze the choice between an annuity and a lump sum at retirement. Our analysis suggests the existence of an...

Why Forcing People to Save for Retirement may Backfire

Monika Bütler, Olivia Huguenin, Federica Teppa

If individuals are unable or unwilling to borrow, a higher than desired second pillar pension capital may induce people to retire earlier than they would have in the absence of such a scheme....

Arbeiten lohnt sich nicht - ein zweites Kind noch weniger

Monika Bütler

Child-care subsidies are meant to facilitate work for mothers with small children. The paper demonstrates that the predominant current subsidy scheme in Switzerland, which ties the subsidies to...

Framing Effects in Political Decision Making: Evidence From a Natural Voting Experiment

Monika Bütler, Michel André Maréchal

This paper analyzes a recent ballot in which two virtually identical popular initiatives, both demanding a decrease in the legal age of retirement in Switzerland, led to differences in approval rates...

Framing Effects in Political Decision Making: Evidence From a Natural Voting Experiment

Bütler, Monika, Maréchal, Michel André

This paper analyzes a recent ballot in which two virtually identical popular initiatives, both demanding a decrease in the legal age of retirement in Switzerland, led to differences in approval rates...

What Triggers Early Retirement? Results from Swiss Pension Funds

Monika Bütler, Olivia Huguenin, Federica Teppa

Early retirement is predominantly considered as the result of incentives set by social security and the tax system. But people seem to retire early even in the absence of such distortions as the...

Should you Take a Lump-Sum or Annuitize? Results from Swiss Pension Funds

Monika Bütler, Federica Teppa

We use a unique dataset on individual retirement decisions in Swiss pension funds to analyze the choice between an annuity and a lump sum at retirement. Our analysis suggests the existence of an...

Why Forcing People to Save Retirement May Backfire

Monika Bütler, Olivia Huguenin, Federica Teppa

Early retirement is predominantly considered to be the result of incentives set by social security and the tax system. But the Swiss example demonstrates that the incidence of early retirement has...

Arbeiten lohnt sich nicht - ein zweites Kind noch weniger. Zu den Auswirkungen einkommensabhängiger Tarife auf das (Arbeitsmarkt-) Verhalten der Frauen*

Monika Bütler

Child-care subsidies are meant to facilitate work for mothers with small children. The paper demonstrates that the predominant current income-dependent subsidy scheme in Switzerland (which is...

Why Forcing People to Save for Retirement May Backfire

Monika Bütler, Olivia Huguenin, Federica Teppa

Early retirement is predominantly considered to be the result of incentives set by social security and the tax system. But the Swiss example demonstrates that the incidence of early retirement has...

The Political Feasibility of Increasing the Retirement Age: Lessons from a Ballot on the Female Retirement Age

Monika Bütler

In 1998, the Swiss voters approved of an increase in the female retirement age within the public pension system from 62 to 64. The referendum, being on a single issue only, offers a unique...

The Political Feasibility of Increasing Retirement Age: Lessons from a Ballot on Female Retirement Age

Bütler, Monika

In 1998, the Swiss voters approved of an increase in female retirement age from 62 to 64. The referendum, being on a single issue only, offers a unique opportunity to explore the political...

What Triggers Early Retirement? Results from Swiss Pension Funds

Bütler, Monika, Huguenin, Olivia, Teppa, Federica

Early retirement is predominantly considered as the result of incentives set by social security and the tax system. But people seem to retire early even in the absence of such distortions, as the...

Milestones in the History of the Swiss Pension System: A Politico-Economic Analysis

Monika Bütler

This paper empirically analyses two important events in the history of the Swiss pay-asyou- go pension system (AHV/AVS): First, its introduction in 1947, and second, the substantial structural...

Flexibility and Redistribution in Old Age Insurance

Monika Bütler

The reform of old age insurance is one of the pressing problems of Swiss Society. A key policy issue in the ongoing debate is flexibility to better suit the different individual needs of pensioners....

The Role of the Annuity’s Value on the Decision (Not) to Annuitize: Evidence from a Large Policy Change

Monika Bütler, Stefan Staubli, Maria Grazia Zito

This paper presents new evidence on how the annuitization decision is affected by changes in the annuity’s value. We take advantage of an unprecendented change in policy, which in 2004 moderated...

The Role of the Annuity's Value on the Decision (Not) to Annuitize: Evidence from a Large Policy Change

Bütler, Monika, Staubli, Stefan, Zito, Maria Grazia

This paper presents new evidence on how the annuitization decision is affected by changes in the annuity's value. We take advantage of an unprecendented change in policy, which in 2004 moderated the...

Switzerland: High Replacement Rates and Generous Subsistence as a Barrier to Work in Old Age

Monika Bütler

During the last decade the traditionally high participation rate of elderly workers in Switzerland has remained constant for men and has increased substantially for women. Low social security...